SEB's Cash Management Value Chain concept enables you to measure your company's administrative and financial quality, from purchasing and invoicing to cash positioning and payments.

Cash Management Value Chain^TM
Reduce your costs by becoming the best

SEB's Cash Management Value Chain^TM concept enables you to measure your company's administrative and financial quality, from purchasing and invoicing to cash positioning and payments. Cash Management Value Chain^TM is about speeding up internal and external flows, improving timing and controlling time consumption. Start by reviewing your company's behavioural patterns and processes, and the savings will come automatically. The secret is to ensure that this happens organically.

Best practice - based on the art of measuring

For over 150 years we have accompanied many of the leading Nordic companies through their various phases of expansion - in prosperity and adversity, locally and globally. When new technology has come along, we have always been at the forefront. The fact that almost all our developments evolve in close collaboration with our customers gives us an in-depth understanding of internal company processes.

Defining true cash management costs

Traditionally, companies have often focused on the most obvious costs, i.e. the tip of the iceberg - interest charges and bank fees. However, if we decide instead to analyse a company's cash management costs from the perspective of processes, an entirely different - and in many respects more complex - picture begins to emerge. In practice, this is about deciding how much of your cash management costs you want to see - or, in extreme cases, dare to see.

Six processes for excellence

In order to ensure a common viewpoint, we describe our shared reality in the form of a value chain consisting of six mega-processes. This structure makes it easier to prioritise improvements without losing sight of the bigger picture.

Taking the six mega-processes as a starting point, it is easy to initiate a change process based on continuous improvement, and to develop your cash management at the ideal pace for your company.